Photos of day

Category: Companies

Category: Society

Category: Law

Category: Companies

Category: Companies

Category: Politics

Date: 3 months ago   Category: Finances

Why Sberbank has decided to increase deposit profitability?


The bank has raised the stakes of standard deposits and has entered two new seasonal contributions. However after increase in rates on deposits it is possible to expect also growth of cost of the credits, analysts Foto say: depositphotos.com Sberbank has increased percent on deposits. The largest bank of the country has increased the size of a rate of standard deposits and has entered two new seasonal contributions at once — in rubles and dollars. The ruble contribution of Onlayk can be opened in the Sberbank Online system and ATMs. Rates on him — 6,5% per annum for one year and 6,7% at investment of funds for two years. Honor this contribution on two percentage points more favourably than the best rate of a standard deposit of Sberbank. Far less often the bank changes rates of currency deposits. However this time he has offered the dollar deposit "Powerful Benefit" which can be opened till September 30 in offices and online. Rates on him depend on the term of a contribution and the sum and make 1,5-3% per annum, Vedomosti writes. Why Sberbank has decided to increase the yield on deposits, the director of Fitch Ratings rating agency Alexander Danilov:aleksandr Danilov the director of Fitch Ratings rating agency "First explains, the competitive environment such that inflow of deposits now, probably, was slowed down, and somehow to keep competitive positions, not to lose a market share, it is necessary to raise rates a little bit. Second argument: now such moods in the market that in connection with threat of new sanctions, perhaps, there will be an increase in volatility, and to avoid outflows of investors and a little bit to poduspokoit, raise rates. And expectation that, perhaps, there will be general growth of rates in the market". After increase in rates on deposits it is possible to expect also growth of cost of the credits to the population, the director of bank institute of Higher School of Economics Vasily Solodkov:vasily Solodkov the director of bank institute of Higher School of Economics "Says it quite logically because, first, risks grow on system because real income, roughly speaking, is 10-15% lower, than they were prior to any Crimean events. The people have overspent, take the credits, and in these conditions growth of non-returns is possible. As a rule, in these conditions banks of insure very simply — raise an interest rate". Analysts expect the further growth of rates on the credits and deposits. Among the reasons call possible increase in a key interest rate of the Central Bank forthcoming fall and also the risks connected with toughening of a sanctions regime that can lead to a bigger reduction in cost of ruble and accelaration of inflation. To add BFM.ru to your sources of news?

URL:


Today

just now

The legendary manager, the head of Nissan and Renault, arrested in Japan on suspicion of evasion from taxes. Nissan does not exclude that Ghosn will be dismissed, and claims that convicted him of use...

just now

Almost all indexes of social well-being in the country considerably decreased. Only the indicator of satisfaction with life grew: it is more than a half of Russians, according to poll VCIOM, in genera...

just now

The Moscow City Court can make on November 19 the decision on the complaint to a sentence to Zakhar Kalashov, in criminal circles better known as Shakro Moloda. He was sentenced almost to ten years of...

just now

The company after two days of boycott returned on the raw exchange, representatives of the enterprise confirmed this information. At the same time transactions small and address. According to Novak, R...

just now

How can changes affect the prices? Whether they will remain the same or after all there is a probability that fare will increase? Photo: video Russia screenshot 24/YouTube Russian Railway showed an in...

just now

For the first time in six years the president can arrive to a congress of the power to support her against the background of falling of ratings, approve sources of RBC Vladimir Putin. Photo: Sergey of...

just now

The largest Russian credit institutions improve conditions on deposits in currency. Some banks of a rate grew almost to 4% of the Photo: depositphotos.com After increase in rates on ruble deposits the...

just now

The company does not trade the second day at the St. Petersburg raw exchange. Petrol prices and the diesel on this platform went up. At the same time in Rosneft do not report when it returns on the ex...