Photos of day

Category: Society

Category: Society

Category: Law

Category: Companies

Category: Politics

Category: Finances

Date: 4 weeks ago   Category: Finances

Why Sberbank has decided to increase deposit profitability?

The bank has raised the stakes of standard deposits and has entered two new seasonal contributions. However after increase in rates on deposits it is possible to expect also growth of cost of the credits, analysts Foto say: Sberbank has increased percent on deposits. The largest bank of the country has increased the size of a rate of standard deposits and has entered two new seasonal contributions at once — in rubles and dollars. The ruble contribution of Onlayk can be opened in the Sberbank Online system and ATMs. Rates on him — 6,5% per annum for one year and 6,7% at investment of funds for two years. Honor this contribution on two percentage points more favourably than the best rate of a standard deposit of Sberbank. Far less often the bank changes rates of currency deposits. However this time he has offered the dollar deposit "Powerful Benefit" which can be opened till September 30 in offices and online. Rates on him depend on the term of a contribution and the sum and make 1,5-3% per annum, Vedomosti writes. Why Sberbank has decided to increase the yield on deposits, the director of Fitch Ratings rating agency Alexander Danilov:aleksandr Danilov the director of Fitch Ratings rating agency "First explains, the competitive environment such that inflow of deposits now, probably, was slowed down, and somehow to keep competitive positions, not to lose a market share, it is necessary to raise rates a little bit. Second argument: now such moods in the market that in connection with threat of new sanctions, perhaps, there will be an increase in volatility, and to avoid outflows of investors and a little bit to poduspokoit, raise rates. And expectation that, perhaps, there will be general growth of rates in the market". After increase in rates on deposits it is possible to expect also growth of cost of the credits to the population, the director of bank institute of Higher School of Economics Vasily Solodkov:vasily Solodkov the director of bank institute of Higher School of Economics "Says it quite logically because, first, risks grow on system because real income, roughly speaking, is 10-15% lower, than they were prior to any Crimean events. The people have overspent, take the credits, and in these conditions growth of non-returns is possible. As a rule, in these conditions banks of insure very simply — raise an interest rate". Analysts expect the further growth of rates on the credits and deposits. Among the reasons call possible increase in a key interest rate of the Central Bank forthcoming fall and also the risks connected with toughening of a sanctions regime that can lead to a bigger reduction in cost of ruble and accelaration of inflation. To add to your sources of news?



just now

According to weather forecasters, at the end of September heat wave for now — rainfall will come to the capital region. For what temperature it is possible to wait? Photo: Alexander Shcherbak / TASS S...

just now

Such initiative was sounded by the Deputy Prime Minister Tatyana Golikova. According to her, the age is less, the risk of accustoming to alcohol and tobacco is higher. Whether there will be effective...

just now

The higher instance has rejected the appeal of the lawyer of the ex-minister. Money used in an operational experiment with participation of Sechin and ex-minister Alexey Ulyukaev. Photo: Sergey by Bob...

22 minutes ago

The head of the Ministry of Economic Development Maxim Oreshkin has already said that "in attempt to help it is impossible to break the principles of the competition". The project FAS has also critici...

an hour ago

As the Minister of Defence has specified, Russia has suspended delivery of this complex to Syria in 2013, and it has been made at the request of the Israeli side Sergey Shoygu. Photo: Mikhail by Klime...

an hour ago

The pensioner has told how she has suddenly received the World card. At the same time her card of other payment service provider had to work some more years. What incidents do pensioners why the impos...

an hour ago

CSKA has accepted on the home field "national team", and "Zenit" has met Lokomotiv, and in this match eight goals Alan Dzagoyev and Lukas Fernando have been scored. Photo: Sergey the Match of CSKA — S...

2 hrs ago

The candidate of LDRP has bypassed the acting head of the region with a big separation — 40%. Shport couldn't break a 30 percent barrier of the Photo: Artem Geodakyan / TASS two regions from the 22nd...