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Date: 5 months ago   Category: Finances

Why in Russia expensive acquiring and whether it can fall in price?


The Russian refuelers complained of the commissions of payment service providers. Earlier Vladimir Putin told the Photo about this problem: depositphotos.com Nikolay is the owner of network of fueling stations in one of regions of the Central Russia. At its gas station accept cards. Respectively, the company pays for it the commission. However, on a clearing settlement there pass not so many clients therefore not so big expenses. Nikolay even remembered the size of the commission not at once, and our conversation unexpectedly passed to other subject. — If cash cards, in my opinion, there 1-2%. At us other problems in bulk, therefore... shout on TV that everything is normal that small business should be supported, and I have here for January already the fourth check, and here is how want, and do. — Tax? — Everything: and tax was today, both electricians, and road builders, and cops, and GAI. Nevertheless among the problems business regularly calls expensive acquiring. For example, last year retailers complained. Recently there was Putin's conversation with business who called the high commission if you pay with cards by a quasitax. Now the Russian refuelers addressed the Ministry of Finance and the Central Bank. Businessmen want that the state regulated tariffs for acquiring. Gas station, as well as retailers, are dissatisfied with high rates of Visa and MasterCard payment service providers. Russians even more often pay off on refueling with cards, and for each transaction payment service providers take the commission in one and a half percent. Pays its business — for anything, the president of the Russian fuel union Evgeny Arkusha says. Evgeny Arkusha the president of the Russian fuel union "Just you pay for anything. If in Europe 0.2-0.3%, at us reach 3%. For what do we give money? Just we give. As a result in services industry, unfortunately, in increasing frequency we observe a picture when ask to pay in cash, the terminal does not work or something else occurs unclear. It is necessary to give too much". To banks business has no claims. The system works so: the buyer paid for goods with the card, for it bank which works with the seller, takes from it the commission, and then pays it to payment service provider. Something keeps, but happens that works in zero, and earns in general on work with the company. Because in a package of acquiring usually there are both a settlement and cash service, and salary projects, and the credits and so on. However as a result collection as the same refuelers write, costs less than 0.2%. It is seven and a half times cheaper than acquiring for one and a half percent. It is not necessary to do to you of Visa and MasterCard of terrible enemies of the Russian business too, the first deputy chairman of the Board of directors of Alfa-Bank Oleg Sysuyev considers. Oleg Sysuyev the first deputy chairman of the board of directors of Alfa-Bank "We want, as in Europe. The matter is that there risks much less, than at us, business. And all these risks pay off including the international payment service providers therefore they establish the price of this risk in the form of rates for the acquiring commission. Banks are forced to work in absolutely exact compliance with what to them is shown by payment

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