It interferes with development of funded pension systems, consider in the Organization for Economic Cooperation and Development. Only 40% of Russians of the Photo are financially competent: depositphotos.com interferes with Development of accumulative systems in Russia the level of financial literacy of the population. Such conclusion contains in the report of the Organization for Economic Cooperation and Development. It is noted that in Russia only about 40% full age are financially competent: this indicator is one third less, than on average in the developed countries. Less than 20% of citizens aged from 35 up to 44 years seriously thought of how they will cope with finance on pension. The weak aspiration of Russians to participation in pension savings is connected with two factors, the director of the Center of the analysis of income and the standard of living Doctor of Economics Lilia Ovcharova says: Lilia Ovcharova the director of the Center of the analysis of income and the standard of living, the Doctor of Economics "The first factor — lack of an opportunity at most of people to form these savings. It not because they illiterate but because their level of material security is so low that is hardly enough for them for the current consumption. The second important reason — the last world crisis connected with loss of pension savings by a large number of the people living in conditions of developed economy strongly lowered trust to the financial institutions working in a segment of pension savings. Here it is necessary to speak not only about financial literacy of the population, but also transparency and justice of those financial terms which are offered in the market of voluntary, especially obligatory funded pension systems today". The deputy director of Institute of the social analysis and forecasting of a RANEPA Yury Gorlin partly agrees with conclusions of experts of OECD: Yury Gorlin the deputy director of Institute of the social analysis and forecasting of a RANEPA "Meanwhile from an accumulative system people practically receive nothing, further prospect very foggy too. Financial institutions meanwhile could not offer any interesting pension product which would be attractive to that small group of the population which really has an opportunity something to accumulate in the long-term period. The fact that people badly understand in the most part as the pension system works really so. This quite difficult legislation demanding literacy and immersion. If we speak about trust, especially if this legislation often changes in different directions, of course, it has no credibility, but it does not mean that there is no misunderstanding. It is possible to understand and not to trust and if you do not understand then what there to tell about trust? I think, primary — literacy". In Russia the pension system since the beginning of two-thousand years was reformed several times, the accumulative program is frozen since 2014. To add BFM.ru to your sources of news?
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