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Date: 9 months ago   Category: Finances

To save up for pension. What can succeed points?


Judging by statements of the Deputy Prime Minister Tatyana Golikova, the state will refuse mark system soon. The procedure of payments of pensions will be changed since 2025 Tatyana Golikova. Photo: Mikhail Mettsel / the Idea of inclusion of Russians in the new system of pension savings was "blindly" developed by TASS, but long ago have refused her, TASS has stated a source in the financial and economic block of the government. Earlier RBC reported that will suggest to save for pension to citizens in a voluntary and compulsory order. The pension procedure of payments since 2025 will be changed, the Deputy Prime Minister Tatyana Golikova has said. She called the operating so-called mark system "unevident and unclear". Golikova is quoted by Vedomosti: "Since January 1, 2019 and for the next six years the cost of pension coefficient is accurately fixed, and it is possible to count the pension in what volume it will raise". At once 2013 and the words of the prime minister Dmitry Medvedev about new mark system is remembered: "In general, what there was told, the situation has to become simpler, than it is now. Pension at people has to depend on two factors — from the size of the salary and from seniority. The special mark system is introduced. Introduction of this most pension formula has to explain to any person how his pension pays off". And here is how the same year the deputy minister of work Andrey Pudov explained to "any person" how to consider future pension, on the example of mother of two children with the salary of 20 thousand rubles: "At her already at least eight points are saved up only for the fact that she looked after children. She has earned plus of 150 points, and still by her it is added 8-10, we get 160 points, we multiply by 64 rubles, we retire around 14-15 thousand". In the 2018th promise again that everything will be simply and all of us will understand. What will be the new system of calculations, unclear. About what it is necessary to aspire to, the vice rector of Academy of work and the social relations Alexander Safonov:aleksandr Safonov the vice rector of Academy of work and the social relations "Says if we imitate the German or French system, within 20-30 years only two parameters — retirement age of men and women and the amount of contributions to pension system change. More nothing starts. And we have since 1991 six iterations: change a settlement formula, enter some privileges, these privileges remove, and so indefinitely". And still promised an investment part of the state pension and even urged her to co-finance. Now speak about the concept of the individual pension capital. The fact that the economy needs long-term money of the pension funds, clear. It is unclear, from where them to take. Receipts in an investment part of the state pension are frozen since 2014, that is everything that the citizen has managed to save up by this time, remained in NPF, but this conditional capacity isn't replenished since then any more. On the contrary, money from her has already begun to follow. So far losses almost imperceptible: only dosrochnik apply for receiving the funded part. Before raising the retirement age was considered that in large quantities to leave money of NPF at

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