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Date: a month ago   Category: Realty

To banks and builders made recommendations how to work with each other


The document developed by Ministry of Construction, the Central Bank and the HOUSE. The Russian Federation, defines optimum procedures of interaction upon transition to project financing with use of escrow accounts. In these recommendations there are two important points of the Photo: Marine of Lystsev/TASS Ministry of Construction, Housing and Utilities of the Russian Federation, Central Bank and HOUSE. The Russian Federation was developed by recommendations for definition of optimum procedures of interaction of authorized banks and builders upon transition to project financing with use of escrow accounts. At the time of the publication of this material of the document in which it is in detail described that builders have to provide in banks and as banks have to work with everything provided, on the website the Central Bank was not yet. But there are numerous statements on a round table in the State Duma and at a profile conference of Sberbank in Samara, and there is an official press release of Ministry of Construction in which including two very important things are told. First, when determining the list of the documents provided by builders for receiving the credit, banks are recommended to proceed from validity of composition of required papers and to exclude request of the documents and information which are not relating to project assessment. Builders, especially regional, repeatedly complained that the petty tyranny of banks regarding required documents oversteps any limits. Probably, the Ministry of Construction and the Central Bank heard these complaints. Secondly, banks are recommended to organize process of consideration of applications so that on making decisions on granting the credit or refusal in it about 45 working days left, that is around two — two with small calendar months. With it, of course, it is more difficult: the builders speaking at a recent Financial forum on the real estate from among those who already tested on themselves project financing and escrow accounts, spoke about 11, nine, six months, but definitely not about two. Unfortunately, so far it is only about recommendations, and to banks which will begin to hold on half a year at themselves documents, nothing will be. But the Minister of Construction, Housing and Utilities Vladimir Yakushev already said: if we understand that recommendations should give standard character, we will make it. And probably, it is possible and not to wait — at once to do. To add BFM.ru to your sources of news?

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