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Date: 3 weeks ago   Category: Auto/Moto

The insurance is more expensive to reckless drivers: the government will consider liberalization of the CMTPL


According to the draft of amendments, the cost of the policy will depend on a driving manner. Whether bonuses from accurate driving will really work? Photo: AGN "Moscow" Is updated in 15:20pravitelstvo on July 4 will consider the bill of liberalization of the CMTPL, Vedomosti with reference to the Deputy Minister of Finance Alexey Moiseyev reports. Amendments to the law were already approved by the government commission on lawmaking activity. Now the price of the CMTPL is defined proceeding from a basic tariff. Amendments will help to make so that car owners who accurately drive paid less, and violators — much more. The new coefficient will consider how often the motorist exceeds speed, how sharply makes maneuvers what gross violations it makes. The coefficient will be applied only if on the car the telematic device is installed. Installation of such device will be or at the request of the motorist, or will be coordinated with requirements insurance.

Insurers repeatedly complained that the CMTPL for them is unprofitable. What will change for insurers and drivers now? The board member of Ingosstrakh Alexander Grigoriev comments. Alexander Grigoriev the board member of Ingosstrakh "The companies will establish first of all a so-called individual tariff. As fairy tale. Here you the good client, and I are bad. According to the CMTPL 5 thousand rubles, and to you — 4 thousand rubles are conditionally necessary to me. I do not agree that I am a bad client, and as a result from Ingosstrakh went to AlfaStrakhovanie. "Alpha" looked at me: good client, to it too 4 thousand rubles. In the CMTPL the so-called retrospective period lasts 18 months - it is the period when the company according to the CMTPL can understand the client. Within one and a half years tariffs will be given to market balance when — except for clients as I call, with melkougolovny bents — are not necessary to the client lawyers, nobody. They will choose the company on the free tariff. The company will define the client who satisfies it on the free tariff. As the CMTPL is an obligatory look and it is impossible to refuse to the client, to the good client there will be 4 thousand rubles, and bad — 10 thousand rubles. You will have no bonus-malusa. You will have this or that policy, policy of a bonus-malusa of concrete insurance company. Someone will be, conditionally, to be guided by cameras, and someone will not be". Insurers discuss issues of a so-called free tariff since the end of zero years. It is wrong to coordinate tariffs for the CMTPL to penalties, the deputy head of the All-Russian operational service of the emergency help at road accident Gleb Vilensky considers. — Now the system of penalties on the CMTPL in our country is focused on replenishment of the budget, and even not the state, and private owners of surveillance cameras. Until the people have no consensus in understanding that these penalties fair, it is impossible to tie to them something. — As far as it is legally justified? If I committed offense, then has to pay for it, on

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