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Date: 9 months ago   Category: Finances

Sberbank for pensions, but not for pensioners?


The main bank of the country has refused to the 71-year-old economist the credit card — after 65 years they aren't given any more. Other banks are more loyal to elderly clients. Where to go for the credit that to whom for … Photo: Mitya Aleshkovsky/BFM.ru Was executed 65 years — the credit card won't be given. In social networks there is an active discussion of refusal of Sberbank in delivery of the credit card to the famous economist because of age restrictions — he is 71 years old. The post about it was placed on the page on Facebook by the partner of the consulting company RusEnergy Mikhail Krutikhin. And here that he has told Business Fm:mikhail Krutikhin the partner of the consulting company Rusenergy "To me there was a wish to open the credit card, exclusive and if to open, then with all bonuses what can only be there: access to VIP-halls at flying away at the airports, an insurance additional and other. First, it has appeared to fill out long enough the questionnaire, but when already half an hour we filled out this application, the operator has suddenly looked in some papers and I have told: "Oh, everything, will turn out nothing as to persons 65 years are more senior we don't make out credit cards". That is me have let know that after 65 years from the point of view of solvency citizens of Russia are considered as dead bodies". The representative of Sberbank in comments has confirmed: to people 65 years are more senior make out only cards for pension "Active age". The press service of Sberbank of Business FM has answered that age not the only criterion for decision-making according to credit applications. A number of parameters which can influence the decision of bank is considered. However the working pensioner Irina Semenovna has faced a similar story, she is 68 years old. What have also reminded her of. — I have come to Sberbank and wanted to receive the credit card to buy the refrigerator. There have refused to me. Have told that as you are more than 65 years old, credit cards aren't issued. I am very surprised. I am the working pensioner. I could repay the loan. — And on how many you wanted to allot the credit? — For 20-30 thousand rubles. The world practice shows that the card can be received up to 80-85 years depending on the country. There is a binding to life expectancy level. But in Russia there are too banks which specialize just in persons of retirement age. Up to 70 years issue credit cards in VTB and in "Tinkoff bank", to 85 — in Alfa-Bank, in Rosbank after 65 years only that who has a source of income not only pension can receive the credit card. In Sovcombank which gives itself(himself) as convenient for pensioners, freely make out cards of payment by installments "Halvah" up to 69 years — on them it is possible to pay off only in partner shops and also offer the monetary credits to people up to 85 years. Pochta bank positions itself as credit institution without age restrictions too. Natalya Smirnova the CEO of the Personal Adviser company "Not that such generosity, and here too it is necessary to look at mortality. The matter is that according to the same Pension Fund of the Russian Federation if the man or the woman lives up to 50 years, then from this point mortality another,

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