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Date: 3 months ago   Category: Realty

New round of a mortgage boom

In July 60% more mortgage rubles, than in the same month of last year have been given. At the same time such growth rates remain ten months of the Photo: Still players of the market of the residential real estate and buyers of apartments and apartments were in full confidence that rates on a mortgage, already considerably fallen, will decrease further. But ruble depreciation, new anti-Russian sanctions, the predicted increase in the rate of inflation and some other economic changes have generated a talk that the mortgage can not only not fall in price, and even to rise in price. Time will tell, for now in Russia the next round of a mortgage boom. According to "ДОМ.РФ" and Frank RG, in July in the country it is given out mortgage loans almost for 255 billion rubles — it is 60% more, than in July of the 2017th. In all ten months from last October every time growth rates to the previous indicator were 60% and more. So record last year's 2 trillion rubles this year can be gained in only nine months, and all in a year more than 3 trillion will turn out. At the same time, as experts of analytical center "ДОМ.РФ", apparently, assure the peak of demand for refinancing of mortgage loans is passed. If in February the share of refinancing made 17% of total amount of a mortgage, then in July already of 12,7%. So now the mortgage market grows in the basic at the expense of the new credits. It is curious what at such explosive interest in a mortgage among borrowers remains and even the share of pensioners grows a little, more precisely 60 years are more senior than people. According to the Joint credit bureau, in a year the quantity of the mortgage loans issued to such borrowers has grown by 58%, and volumes — for 68%. In the first half of the year banks have issued to pensioners nearly 14,5 thousand mortgage loans, and in the first half of the year of 2017th everything a little more than 9 thousand. As a result the share of elderly people among all borrowers who have received a mortgage in a year has grown, though from only 2,4% to 2,5%. To add to your sources of news?



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