Photos of day

Category: Companies

Category: Politics

Category: Law

Category: Politics

Category: Politics

Category: Law

Date: a month ago   Category: Realty

Mortgage on the house


In Russia the law obliging banks to register everyone concordant in Uniform biometric system works. It is supposed that it will help to request services far off of the Photo: depositphotos.com B of Russia has come on June 30 into force the 482nd federal law on creation of the uniform biometric database of citizens by banks which has obliged credit institutions to register each person in Uniform biometric system if that that I have wanted. That then each wanted, without spending time for personal visits to bank, could request this or that service far off. And here, for example, a mortgage it is possible? By estimates of the head of department of innovative technologies of DeltaCredit bank Sergey Ilyutkin, so far a mortgage at banks not in a priority — but also not in the full ignore list. Sergey Ilyutkin the head of department of innovative technologies of DeltaCredit bank "If we speak about the perechena of services, then these services will define banks. For example, opening of the account or closing of the account. Or, as option, release of the card. About a mortgage now, at the current stage of introduction, probably, it is difficult to speak, but taking into account that, besides biometric identification, such directions as the electronic mortgage develop now, and electronic submission of documents is possible, in total it, certainly, will give the chance to simplify process of receiving a mortgage and its registration". But in the long term everything is far better. Several legislative amendments — and for receiving a mortgage loan the client won't need to come to bank in general, even for signing of a final package of documents. Of course, as explain in DeltaCredit, so far it concerns only primary market, that is purchase of housing from builders. On a secondary market three, four parties participate in business time, and presence of people who provide legal support of transactions is already necessary here. However, banks have only started development of the system of data collection. And their clients so far only get used to say smoothly ESIA — the Uniform system of identification and authentication and EBS — Uniform biometric system. According to bank experts, before 2019 you shouldn't wait for mass interest in these abbreviations. To add BFM.ru to your sources of news?

URL:


Today

just now

Restrictions on one half-trillion: business last week has met the Deputy Prime Minister Dmitry Kozak. What was he told? Photo: Sergey Malgavko / TASS Ferrous metallurgy is 4% of the Russian GDP. As me...

just now

Vedomosti writes that the Kremlin will punish LDPR and the CPRF for good results on elections of governors in Khabarovsk and Primorsky Krai and also in the Vladimir region. In particular, the Presiden...

just now

Resonant Krasnodar case of the detained lawyer which has caused indignation of professional community has gained development. After the end of 14-day arrest of Benyash haven't released from detention...

just now

Prices of oil raise and can grow further. Sanctions of the USA have brought down Russian ruble, and revenues of the prospering oil companies are replenished in dollars. The threat proceeds only from T...

just now

According to Vedomosti with reference to the interlocutors close to Presidential Administration, party "can share lot" stand-alone opposition the LDPR leader Vladimir Zhirinovsky. Photo: Vyacheslav of...

just now

His name is Mikhail Bochkaryov. The Russian Foreign Ministry has already expressed a protest to the ambassador of Norway. The employee of the office of the upper house was in Oslo by the invitation of...

just now

Benjamin Netanyahu has told that it won't add stability in the region but only will enhance risks. Meanwhile, the Russian Defense Ministry has provided data on finding of planes during the incident ab...

just now

In leaders — the American ExxonMobil, "silver" for the companies Lukoil. What not so with Gazprom and whether it is possible to be guided by similar ratings in general? Photo: depositphotos.com Gazpro...