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Date: 7 months ago   Category: Auto/Moto

Five days on registration of payments for the CMTPL — the new initiative of RSA has revolted car owners


Insurers consider that this measure will allow to avoid fraud from unfair autolawyers. But whether really to receive the expert opinion and to collect all documents during this time? Photo: depositphotos.com the Russian Association of Motor Insurers continues to make amendments to the document on improvement of the CMTPL which has been initiated by the Ministry of Finance. The first feeler from RSA hasn't passed — then insurers offered an opportunity of use of the spare parts which were in the use without the consent to it of the owner of the car which is under repair. Now it is offered to reduce circulation period behind payments — to five days. Such measures, according to RSA, will allow to stop separate cases of autofraud. Igor Jürgens the president of the All-Russian union of insurers, the vice-president of the Russian Union of Industrialists and Entrepreneurs "Unfair autolawyers redeem requirements from the one who has had an accident, and represent, even without informing on it the insurer, these requirements in court in a year, in one and a half years, and on some questions there is no limitation period at all if the damage to health of the person is caused. We don't speak about conscientious lawyers, we speak about abuse of the right when for a profit, even then, when already the case is complete, at us such is too. When it is repaired or payment is made, you are called and say: "We still will remove from them. You only concede us the right". And so, by estimates, it costed to us, insurers, from 18 to 20 billion rubles in 2017". Car owners are perplexed. In five days it is impossible to collect all documents. The story was told by the employee of Business FM Igor Sadokov:igor Sadokov the employee of Business FM "Five years ago I have got into accident not on the fault, have broken the car strongly. In spite of the fact that the second participant has completely admitted guilt, to receive payment from insurance company independently at me it hasn't turned out — at first they carried out two months expertizes, then have given refusal. I was lucky that could find law firm which has completely undertaken lawsuits, I have seized all sum and I have drawn interest from insurance compensation. Now, in my opinion, insurance companies try to deprive of motorists of chances of fair trial because to manage to wait for the decision of the inspector on causes of accident in five days, to collect a necessary package of documents and to convince representatives of insurance company them to accept — a task almost impracticable". If such initiative to pass, then insurers act by the principle: who wasn't in time, that was late, the vice-president of the National automobile union Anton Shaparin considers. Anton Shaparin the vice-president of the National automobile union "The purpose only — that the car owner hasn't managed to pick up lawyers, hasn't managed to sign with them the contract and, respectively, was left without the qualified legal assistance and without an opportunity to represent the interests in courts. That is it is one of measures which will allow insurers by hook or by crook, but to win against lawyers. At us not lawyers make the decision, the decision is made by court

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