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Date: 4 months ago   Category: Realty

Banks dictate to developers of the rule of the game


Many news of the last days can quite be united the name "Developers and Banks". More precisely, "Banks and developers" as in the real estate market the first define today rules of the game which are forced to accept the second Photos: Kirill Zykov/AGN Moscow At a December Forum of regional builders the offer to lower interest rates for project financing for the companies which at construction of housing use BIM technologies sounded. Recently the head of Moscow Committee for Investment Project Support and Participatory Construction Oversight Konstantin Timofeev has confirmed: a part of banks have already declared determination for such decrease, information modeling of buildings allows them to control more precisely developers, reducing at the same time operating expenses and cost of risk. As notes the Unified register of builders, in parallel with might and main there is a work on creation of system of state support of the banks issuing to builders target loans on implementation of housing projects within the updated legislation. In fact, on the basis of "ДОМ.РФ" the guarantee fund which will address banks the guarantor is created. The principles of his functioning discuss Ministry of Construction, the Ministry of Finance, the Bank of Russia, "ДОМ.РФ" and a number of authorized banks to which share more than 50% of financing of housing construction fall now. The chairman of the board of Russian Capital bank Artem Fedorko has estimated cumulative demand for guaranteeing from authorized banks in the next three years at the sum about 2 trillion rubles. At the same time banks continue to support the slogan "Mortgage — Our Everything" actively. According to the Joint credit bureau, in the III quarter the quantity of new mortgage loans in comparison with the same period of last year has grown by 33%, monetary volumes of crediting — for 47%, an average bill of a new mortgage loan — for 10% in spite of the fact that rates have grown up too. To add BFM.ru to your sources of news?

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