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Date: a month ago   Category: Companies

At "Sberbank online" new service: now it is possible to send money to Europe


So far funds can be transferred to 14 countries, the maximum amount of transfer — 300 thousand rubles a day, the commission — 1%, delivery period of the translation — two working days of the Photo: depositphotos.com B "Sberbank online" appeared an opportunity to send money to Europe. So far in the list of the available 14 countries, specify Vedomosti. Among them there are Belgium, Germany, Spain, Italy, the Netherlands and France. Earlier the translations became available to neighboring countries: Belarus, Georgia, Kazakhstan, Moldova, Uzbekistan and others. The translations pass through the system of Western Union. While the service is available on iOS, will appear also on Android later. In the application of Sberbank in the menu of payments it is necessary to select the Abroad item, then to specify the country, amount of transfer, a name of the recipient, an account number and the name of bank. At the same time it is not important where money goes, the commission of Sber will make 1% of the sum. Whether will take the commission to Western Union and what ways of the translation now the most favorable? Sberbank continues expansion in the market of money transfers. Now not only neighboring countries, but almost all European Union are available. Foreign transactions are carried out through Western Union, as well as in Promsvyazbank, Uralsib, "Mail bank", Avangard and others. At the same time the intermediary does not take the commission, it is already included in this 1%, the operator of Sberbank Darya told Business FM. "Translation term — two working days. The maximum sum of one operation — 300 thousand rubles within one day. The sending commission makes 1% of amount of transfer. We did not specify information that there has to be a commission from Western Union. We specified only the commission from Sberbank". In this 1% there is, as they say, a small print. At account transfer there is a restriction on the commission — no more than one thousand rubles, and for foreign no more than three thousand. In addition restriction in day for Europe three times bigger, than for the CIS countries — 300 thousand against 100 thousand rubles. It is a compulsory measure — in the European market the bank seeks to win back the expenses, the chief of analytical management of Bank of corporate financing Maxim Osadchiy explains. Maxim Osadchiy the chief of analytical management of Bank of corporate financing "This investigation of the fact that the Central bank according to the law on currency regulation and currency control established a threshold in an equivalent of 5 thousand dollars above which the resident natural person has no right to transfer from the Russian Federation the amount without opening of the bank account. It is reaction to that pressure which is put upon Sberbank in domestic market now, well and, respectively, it tries to offset these losses in foreign market". Of course, competitors have offers. For example, in the Tinkoff of Bank application it is possible to send up to 20 thousand rubles a month free of charge, further — with the commission of 1.5%. On the website of Alfa-Bank the commission already 2% plus 40 rubles. How it is possible to estimate the offer of Sberbank on this background? The situation is commented by the junior director of the bank ratings of the Expert RA agency Vyacheslav Putilovsky. Vyacheslav Putilovs

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